6 best co-branded credit cards compared: What you get for travel, dining, and more
By carefully selecting a co-branded credit card that supports your personal brands, you can also benefit from greater discounts and reward features associated with those companies. This is a carefully compiled guide to the best co-branded cards – and how to best utilise a co-branded card to work for you – whether you travel often, shop online, or fuel your commute.
(Note: Please visit the bank’s official website to learn more about the fees & charges of the credit card of your choice)
Key features of co-branded credit cards
1. Standard Chartered EaseMyTrip Credit Card: 10% off flights, 20% off domestic hotel stays via EaseMyTrip. 2X reward points for all other purchases, eliminate 10X for travel categories. You’re granted two free domestic lounge passes a year.
2. Yatra SBI Card: Welcome coupons of ₹8,250 at Yatra. Discounts of ₹4,000 on international flights, ₹1,000 on domestic flights. Revising the fuel charge plus a ₹50 lakh in travel accident cover.
3. Amazon Pay ICICI Credit Card: 5% cash back for prime members, 3% for non-prime members. 1% to 2% cash back for other online purchases and for purchases with partnering merchants.
4.IndianOil RBL Bank XTRA Credit Card: At IndianOil petrol stations your fuel expenses benefit 5%. 10% cash back on utility bills, groceries and anything else. Turbo Points which you can convert to fuel immediately.
5. Swiggy HDFC Bank Credit Card: You will receive a 10% cashback on food and beverages from Swiggy, Instamart, Genie and Dineout. 5% cash back from recognised websites like Amazon, Flipkart, Myntra, etc.
6. Airtel Axis Bank Credit Card: You will get a 25% cash back on DTH, broadband and Airtel mobile payments. You get 10% cash back on BigBasket, Zomato and Swiggy purchases. 1% cashback with allowance of waiving the fuel surcharge for any other purchases.
In conclusion, discipline is key: never pay interest on outstanding loan balances, meet thresholds without overspending, and keep credit utilisation as low as possible. The right co-branded card can realize your day-to-day expenses and allow you to closely surf the rewards wave, whether that is through cashback or solid travel savings.
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