8th Pay Commission news: Union Minister Piyush Goyal announced earlier this year that the Cabinet has approved the constitution of the 8th Pay Commission to revise the salaries of central government employees. Notably, the fitment factor will be one of the most keenly watched factors in the 8th Pay Commission. Here’s a detailed guide on…

I didn’t feel broke. But when I looked closer, I was bleeding money. Not on splurges. Just boring, forgettable auto-debits, ₹99 here, ₹299 there, on apps I hadn’t touched in months. It was death by a thousand tiny subscriptions, until I tried something weirdly effective. I opened ChatGPT and typed: “Help me cancel all the…

If you are a credit card user and movie buff at the same time, it is advisable to apply for a card that offers discounts and cashback on movie tickets. Some of those cards give a discount on movie tickets, while others provide a complimentary second ticket upon booking of the first one. Here, we…

Prior to investing in a mutual fund, it is vital to examine the past returns of one scheme and compare the same with similar schemes in the same category. Past returns typically give an indication of how the scheme has performed in the past, which, some believe, sets the tone of future performance. Importantly, comparing…

Income Tax: Fewer than 40 days remain before the September 15 deadline to file the income tax return (ITR) for FY25. Some taxpayers could be busy arranging necessary documents as advised by their chartered accountant, whereas others would be doing it all on their own. Those who opt for the DIY approach have their hands…

My health insurance policy has a room rent limit of ₹5,000 per day. If I get admitted to a hospital where the room costs ₹10,000 per day, how will this affect my entire claim? Should I consider porting my policy to the one without any room rent capping? – Name withheld on request Many policyholders…

If you have a huge credit card bill and are now contemplating settling the same with the bank, then you should think again! This could be quite damaging for your credit score. It is worth remembering that ‘settlement’ does not lead to ‘closure’. When such a transaction takes place, it is reported to the credit…

Income Tax Return: As we enter the tax season, taxpayers will have to file their Income Tax Return (ITR). The deadline to file ITR 2025-26 is September 15. While filing their tax return, every taxpayer should submit their filingss via the relevant ITR forms. There are different types of ITR forms depending on the type…

Mutual Funds: Stock markets in India have been under pressure for a few days now, and US President Donald Trump’s announcement to impose a 50 percent tariff on Indian goods has not helped. Although markets ended positively on Thursday, they have been under pressure for the past few days. One may wonder whether investors should reconsider continuing…

In the last few years, some banks have excluded utility bill payments from earning rewards from their credit card programs. Some banks have even started charging a convenience fee if the amount spent on utility bill payments exceeds a specified amount in a billing cycle. However, utility bills are something that every household needs to…