If you have multiple debt obligations such as credit card dues, BNPL loans, or have personal loan or home loan EMIs pending then in such a case, a personal loan for debt consolidation can help you manage everything better. It permits you to combine all your debt obligations into a single loan with just one…
₹200 crore.”/> Data Insights View More + Premium Offerings View More + MultiMedia Collections View More + Copyright © HT Digital Streams Limited All Rights Reserved. Many people believe the stock market is a magical place that…
Such income must be disclosed in Schedule FA (Foreign Assets) and Schedule FSI (Foreign Source Income). Failing to do so may trigger scrutiny under the Black Money Act. As you prepare to file your tax return for FY25, know the taxation rules on your foreign income earned as a freelancer to ensure correct reporting. Also…
As the income tax return (ITR) submission deadline nears, which was extended until 15 September 2025 for assessment year 2025-26, several individuals with no taxable income are questioning and wondering if filing in their case is at all required? The answer to this problem is simple, submitting your ITR provides crucial long term benefits even…
Credit Information Companies (CICs) are an important part of the current lending landscape in India. They collect, analyse and disseminate credit information that lenders use for underwriting. They play a role in the lives of individuals, businesses and the wider credit industry. What are credit information companies? CICs are also known as credit bureaus, they…
A lot of students – especially unless they are in the first couple of years of college find themselves in a strange financial bind in which they do not have reliable money coming in, but would like a credit score for later. So, can they even obtain credit without an income? Yes, you can build…
A private trust sounds like a billionaire’s trick to stash wealth in offshore havens. But it’s actually a clean, underrated structure for Indian families juggling succession, asset protection, or care for vulnerable loved ones. Think of it as a rulebook for your wealth, not a secret vault. Trusts often beat joint ownership or HUFs (Hindu…
Digital KYC or know your customer is changing the landscape of personal loan processing in a fast-paced banking environment. KYC is paramount for compliance, and remote authentication which are all needed for onboarding customers faster. This article will outline its objectives, functions, benefits, and status of requirement. What is the KYC process in loan processing?…
Exceeding your credit card limit can result in hefty penalties, higher interest rate charges, stricter repayment terms and a sharp decline in your credit score. Given comfort and convenience may seem tempting, still breaching the limit can result in financial chaos and economic turmoil. Here’s why it is important to stay within your sanctioned credit…
All of us who make investments are driven by our financial goals. These goals could range from buying a dream house and sending our son/daughter overseas for higher studies, or to retire early after achieving what is known as ‘financial independence’. Financial Independence and Retire Early or FIRE is one of the oft-mentioned financial goals for…
