UPI payments have gained popularity in recent years. Due to their ease of access and transparency, these payment methods are widely accepted by almost all vendors. If you are a regular user of UPI and want to save on your daily transactions, you can consider taking a credit card which is best suited for UPI…
International travel can be extremely heavy on the pocket if you are a frequent traveler. This is where a travel credit card can help you save on your budget while not letting you compromise on your luxurious lifestyle. Here is a list of the top 8 travel credit cards best suited for international travelers in…
Credit cards are a great way to make smart transactions to save on money while not compromising on your lifestyle. If you are someone who has just started your career and are looking for an entry level credit card which not only suits your budget but also helps you become financially independent, here is a…
Modified Interest Subvention Scheme (MISS) is a central sector scheme by the Government of India which is fully funded for giving concessional short term credit to the farmers. Launched in the 2006- 07 fiscal year, the scheme is designed to provide cheap credit to the farmers engaged in agriculture and allied activities. Key features of…
Missing an Equated Monthly Instalment (EMI) payment by a day in India can result in serious fines along with a blow to your credit score. Lenders are tightening policies, and it is crucial that the borrower knows the effects of late payments and how to be exempted from them. Concept of late payment and associated…
Mumbai, Mar 11 (PTI) Every two in three bank customers polled in India expect banks to reimburse scam victims and more than half of consumers want financial institutions to set up better fraud detection systems to protect them, says a survey. US-based global analytics software firm FICO’s survey was conducted in 2024 in which 11,000…
If your total tax liability from income streams like interest, rent, capital gains and so on is more than ₹10,000 (after adjusting for tax deducted and credited at source – TDS and TCS) instead of paying the total tax due when filing your income tax return (ITR), you have to pay it in four instalments…
How much of your high-paying salary do you take home? A comparison of India’s new and old income tax regimes, focusing on earnings between ₹1 crore and ₹10 crore, highlights the significant differences in tax burden and net income. The data reveals a clear trend: the new regime typically offers a higher take-home pay. The…
In this article, we will understand how a joint loan application helps, and its impact on the credit score and report of both borrower and co-borrower. Also, how two individuals can apply for a loan as a co-applicants. Usually for higher amount loans like a home loan or a Loan Against Property (LAP), it is…
Financial needs often come in the form of money for businesses and individuals are subjected to the requirement of immediate working capital, large purchases, and expansion projects. Perhaps the most popular source of funding is via term loans. This article will help in making intelligent choices as it elaborates on features such as types, benefits,…
