We buy insurance to protect our finances against unforeseen life events such as hospitalisation or a death in the family. However, it’s a reality that insurers reject claims. Policyholders have the option to escalate the issue to the insurance ombudsman or approach consumer courts, which can be both expensive and long-drawn. To ensure faster resolution,…
India’s gig economy has seen a sharp rise over the past five years. According to various news reports, there are approximately 12 million gig workers as of FY 2024–25, up from 7.7 million in 2020–21, now comprising over 2% of the total workforce. This growth—at a compound annual rate of about 17% and a 38%…
Whether you have a life insurance policy or not, you may consider taking Prime Minister’s Jeevan Jyoti Bima Yojana (PMJJBY) that provides life insurance cover to all subscribers below the age of 50. This scheme provides one-year term life insurance cover of ₹2 lakh to all the subscribers in the age group of 18 to…
Personal loans have become a preferred financial tool for individuals aspiring for swift and flexible availability of funds, without tying up their assets. Whether you are covering emergency medical expenses, wedding costs or consolidating high interest debt, personal loans stand out against alternatives such as home loans, credit cards or gold loans. Here is why…
Every small inaccuracy in your credit report can quietly bring down your credit score. Thus lowering your chances of securing a personal loan or credit card. Now it is a given that many borrowers regularly track their credit scores, relatively few review their credit reports in complete detail. Due to this they often miss hidden…
₹75L– ₹1 crore?”/> Data Insights View More + Premium Offerings View More + MultiMedia Collections View More + Copyright © HT Digital Streams Limited All Rights Reserved. The biggest highlight of the Solitaire package may well be…
‘Muddy Waters’ of The China Hustle Just when you thought that you knew how to make your money work for you, and make your company grow, you come across this jaw-dropping docu-series called The China Hustle which has been uploaded thankfully on YouTube. Paper companies that make a 150% profit, SEC violations, banks complicit in…
It may be appealing to take out a personal loan to invest in real estate, stocks or even other types of mutual funds. However, there are several risks associated with gearing. This article will explain when it may be appropriate, when it is not, and how to effectively assess the outcomes. What does “investing with…
Many taxpayers delay and put off filing their income tax returns (ITRs) until the last moment. This leads to delay in refunds, avoidable stress and possibility of financial penalties. Even though over the years the process of income tax filing has become simpler, procrastination continues to complicate the process for taxpayers. Here is why delays…
If your credit score is low and you want to improve it, one of the most effective ways is to start small and build it over a long period of time. For instance, if raising ₹5 lakh is not possible, then you could start with a humble ₹50,000. After you repay the loan on time,…
