It is not easy to choose between a fixed and floating interest rate for your home loan in India, given the pros and cons of both. Below is a detailed guide that will help you make a decision on what type of interest rate will be most suitable for you as per your needs, goals…
When you are planning to raise a personal loan, and are worried over its high interest rate, you can follow a simple strategy. You can blend it with another loan for a range of benefits such as low interest rate and easier eligibility, among others. Let us understand how it works. Suppose you need ₹10…
Real Estate Investment Trust or REIT is an emerging way of generating passive income. This kind of passive wealth generation is becoming increasingly popular among Indian investors today. REITs give an individual the capability to invest in the real estate business without putting assets in their hands, but with a certain and regular source of…
Credit score is an important metric which banks and other financial institutions check before they take a decision whether to disburse a loan or not. There are a number of credit bureaus which enable users to check credit score. When the credit score is high, banks and NBFCs are more than willing to offer loans at…
If you have a poor credit score, say 650 or lower, it is not easy to procure a loan from a bank. And if you are lucky — the bank or a non banking financial corporation (NBFC) may charge a higher rate of interest for approving the loan. Meanwhile, if you are planning to raise…
With gold prices rising rapidly, there are investors who are contemplating investing into the precious metal with an intent to earn profits in the near future. While most investors use a debit card or UPI payments to buy gold, some also prefer to use credit cards for these payments as well. However, is it advisable to use…
If you are planning to raise a personal loan, remember that there are certain reasons for which it is not unreasonable to take a loan. For instance, when there is an emergency at home or a wedding. Additionally, there are some people who do not refrain from taking a loan for going on a vacation as…
US President Donald Trump on Tuesday announced the idea of launching a “gold card”, which could replace the EB-5 visa program and the green card issued through it for immigrants. Talking to reporters at the Oval Office, Donald Trump said that the gold card visa will allow foreign investors to invest large sums of money…
Investment word of the day: Whenever you make an investment, you will be curious to know how your money is performing over time. There are several measures to check the performance of your investment. One such measure is absolute return. What is absolute return? Absolute return or total return is a measure used to estimate…
The market has been volatile for quite some time now and benchmark index Nifty50 is down 16 percent from its peak in September 2025. Sensex 30 now trades around 20.7 price/equity (PE) and Nifty50 is around the same level too. Thanks to the market correction, several stocks are seen to be available at discounted prices….
