Loan demand across major sectors saw a bit of moderation in the first quarter of FY26, while bankers expect a recovery in the forthcoming quarters, as per the Reserve Bank of India’s latest Bank Lending Survey (BLS), reported ANI. Loan demand across major sectors witnessed a seasonal moderation in the first quarter of FY26; however, bankers…
Every time the markets wobble, WhatsApp groups start buzzing with messages. “Should I pause my SIPs?” asked one investor after Trump’s latest tariff threats sent the Sensex sliding. “Markets are uncertain, maybe wait and watch?” suggested another. The pattern is as predictable as it is self-defeating: the moment volatility appears, systematic investment plans (SIPs) suddenly…
Let me start with a confession: I always believed that I was good with money. But as it turned out, I was not. At least Gen AI told me so. No flashy splurges, no risky bets, and enough personal finance blogs under my belt to dodge the usual traps. Yet every month, my salary would…
A rich, tight-fisted grandmother; an uncle who travels all around the world but lands at the family home with a bride everyone is convinced is a gold digger; a strange and very hairy cousin; a brother you’d want to kill in a hundred different ways; parents who are so in love with one another that…
Income tax returns: The Income-Tax (I-T) Department has noted that when filing your returns all assessees must complete the process by completing e-verification of their ITR filing. In fact, not doing so within 30 days after filing your returns may result in your ITR refund getting delayed due to “invalid” or “incomplete” process. The tax…
Most health insurance plans offer a base cover of ₹5-10 lakh. But what happens if you or a family member need hospitalisation more than once in a year? And what if multiple family members are hospitalised under a floater policy—will all of them them be covered? The answer lies in a crucial but often overlooked…
The rising demand in India’s retail credit market has thrown up new opportunities for Non-Banking Financial Companies (NBFCs) to widen their investor base, as per a recent report by Crisil Intelligence, ANI reported. The growing demand in India’s retail credit market has opened new opportunities for Non-Banking Financial Companies to expand their investor base, according to a…
As the September 15 deadline to file the income tax return (ITR) for the financial year 2024-25 draws closer, most taxpayers are expected to be busy arranging documents for filing their return well on time. Although it is recommended to seek an expert’s advice – a chartered accountant or an income tax expert – before…
Improving your credit score before submitting any personal loan applications can significantly boost your chances of approval and help you secure easier interest rates. A high credit score, i.e., any credit score in the range of 750 or above, is considered reputable by lending institutions. Here are five straightforward strategies to boost your credit score…
The Reserve Bank of India on Wednesday flagged that a number of Pradhan Mantri Jan Dhan Yojana accounts are due for a re-KYC as the scheme has completed 10 years. In his MPC statement, RBI Governor Sanjay Malhotra said that camps are being organised by banks for customers to complete their re-KYC. Launched in 2014,…
